Finasar Pvt. Ltd.
Home loan at 7.10%, personal loan with lowest rate — arranged with clarity
iFINTRUST helps salaried professionals, self-employed individuals and business owners across Mumbai, Thane, Navi Mumbai and the rest of India get the right loan sanctioned — at the right rate, from a lender whose policy actually fits.
Looking for a loan agent near you? Our finance consultants work as a loan DSA across bank and NBFC channels for home loans, personal loans, business funding and secured bank loans.
- 13
- Loan products
- 40+
- Lender relationships
- 7.10%
- Rates starting from
- 24 hrs
- First advisor callback
What we sort out for you
- Which lender will actually approve your profile — before you apply anywhere
- How to present self-employed income across ITR, GST and bank statements
- Whether a balance transfer saves money once every cost is counted
- How much collateral-free funding CGTMSE can unlock for your MSME
- What your realistic EMI and eligibility look like on today's rates
Mon–Sat: 9:00 AM – 6:00 PM
Speak to an advisor: +91 98334 66334Lowest rate loan highlights
Rates starting from
Lowest rate for salaried
Collateral-free MSME funding
Secured business finance
Limited Period Offers
Exclusive deals for this month
Hand-picked lender benefits arranged through iFINTRUST. Tap an offer to apply or speak to an advisor.
ZERO Finance Charges on Home Loans above ₹1 Crore
Arrange a home loan sanction above ₹1 Crore through iFINTRUST and pay zero processing-finance charges on eligible lender panels.
Get up to 200% Top-up on your Car value
Unlock additional funds against your existing car value or loan track record. Salaried & self-employed profiles can access top-up limits up to 200%.
Get 400% Working Capital of your collateral value
Business owners and MSMEs can secure working capital funding up to 4x of the offered collateral value through Banks & NBFCs.
Builder funding up to ₹50 Crore against unsold inventory
Eligible Mumbai builders and developers can access working capital against completed unsold units, with rates starting below 8.15% p.a.*
Developer project funding up to ₹50 Crore
Apply for structured funding for approvals, construction, completion, refinancing or project working capital.
Loan Services
Thirteen products, matched to what you are actually funding
Every product below has its own eligibility rules, document set and lender panel. Open a page to see the numbers and run the calculator.
Loan Against Unsold Inventory
Up to ₹50 Crore working capital for Mumbai builders against completed, unsold units.
Home Loan
Own your address, on terms that fit your income
Personal Loan
Unsecured funds for life's planned and unplanned moments
Business Loan
Unsecured growth capital for proprietors, firms and companies
Loan Against Property
Unlock the idle value in property you already own
CGTMSE Loan
Government-guaranteed credit for MSMEs without collateral
Equipment Loan
Finance the machine, let the machine repay the loan
Working Capital
Keep the operating cycle funded between billing and collection
Used Car Loan
Pre-owned car, brand-new terms
Balance Transfer
Move an expensive loan to a lender that charges less
Top-Up Loan
Extra funds on a loan that is already running well
Project Loan
Long-tenure finance for building something substantial
Overdraft Facility
A sanctioned cushion in your current account
Cash Credit Facility
A limit that moves with your stock and receivables
How it works
Four steps from first call to disbursement
- Step 1
Profile assessment
A 15-minute conversation about income, obligations, credit report and, where relevant, the property or project.
- Step 2
File preparation
We assemble one clean document set and present your income the way underwriters read it.
- Step 3
Lender matching
We approach the two or three lenders whose policy genuinely fits — not every lender in the market.
- Step 4
Sanction to disbursement
We negotiate terms, track legal and technical clearance, and stay on the file until money lands.
Why iFINTRUST
A loan file is won or lost before it is submitted
Most rejections are avoidable. They come from filing with the wrong lender, presenting income poorly, or missing a document the underwriter always asks for.
Policy knowledge, not guesswork
We know which lender funds a shop on leasehold land, which accepts banking surrogates, and which will not touch a 690 score. That knowledge prevents wasted applications.
Fewer hard enquiries
Every rejected application marks your bureau report. We file selectively, which protects your score for the sanction that matters.
One team, all 13 products
Home loan today, working capital limit next year, a balance transfer after that — the same advisors who know your file already.
Salaried and self-employed alike
Self-employed files need income presented across three years of ITR, GST and banking. We build that narrative before an underwriter has to guess.
Knowledge Center
Understand the lending system before you borrow
Over 50 guides, checklists and comparison charts covering credit scores, eligibility maths, government schemes and documentation.
Builder and developer project finance: a practical funding guide
How Mumbai builders and developers can prepare project finance, construction funding and completion funding applications for banks and NBFCs.
8 min read
Business FinanceLoan against unsold inventory for builders: eligibility and documents
A detailed guide to raising liquidity against completed unsold property inventory without distress-selling eligible units.
7 min read
Credit ScoreWhat is a CIBIL score and why lenders start there
A three-digit number between 300 and 900 that summarises how reliably you have repaid credit. It is the first filter almost every lender applies.
4 min read
@finwithtrust
Loan know-how, one post at a time
We break down rates, eligibility rules and lender policy on Instagram — in plain language, with the numbers that matter. Follow along for weekly explainers.
Highlights from our Instagram. Tap any card to open the profile in a new tab.
FAQs
Questions we are asked every week
Tell us what you need funded
Share your details and an iFINTRUST advisor will call you back within one working day with a realistic view of your options, rate range and timeline.